Retractable towel or cloth assembly



FIG. 1 is a top and front perspective view of a retractable towel or cloth assembly showing my new design, the rear being a mirror image of that shown;

FIG. 2 is a right side elevational view thereof, the left side being a mirror image of that shown;

FIG. 3 is a top plan view thereof;

FIG. 4 is a bottom plan view thereof; and,

FIG. 5 is a reduced top and front perspective view thereof, showing the towel or cloth portion fully extended. 

The ornamental design for a retractable towel or cloth assembly, as shown and described. 